Despite advancement of human knowledge and technology to improve human life, yet our world today is still plagued with poverty, deceases without cure, famine, war, and increase of criminality.
One of the causes of the increase of criminality is poverty. A common crime that does not involve violence is deception or fraud. Mass Marketing Fraud (MMF) is a major player in defrauding many Canadian of their hard-earned money. According to Canadian Anti-Fraud Centre statistics in 2011 the reported dollar loss by Canadians monthly had an average of $3,000,000.00.
There are many less known deceptive schemes that are operating around that if we are not prudent we could lose money. A good example was a homeowner who advertised in the local newspapers to rent one of his bedroomsto a student.
One of those who responded his ad was a man who lives in Europe. The man wanted to rent for his nephew who will study in one of the Canadian Universities in Metro Toronto.
The homeowner was so excited that he could get a tenant for a room he advertised for quite a while. He provided all the info the man was asking. The monthly rent of the room was $500.00. To insure that the man could get the room for his nephew, he immediately offered the homeowner to send a cheque drawn against his bank account in one of the banks in Europe.
The man was so nice that instead of paying only the first and last month rent, he offered to pay additional $1,500.00 for advance rent for the next three months.
The homeowner of course readily accepted. However, the man made a little request from the homeowner. The request was for the manto send $4,500.00, instead of $2,500.00, the extra $2,000.00 for the homeowner to send to the nephew (who will study in Canada) who lives from another place also in Europe, for his ticket and pocket money in going to Canada.
The homeowner accommodated the request. After a week the homeowner received the promised cheque in the amount of $4,500.00 and he immediately deposit it in his bank.
Then, he sent $2,000.00 to the nephew of the man. About two weeks later he received a notice from his bank that the cheque of $4,500.00 he deposited was returned.
The homeowner repeatedly tried to contact the man and he could not be contacted. As a result, the homeowner was stuck to pay the bank for the $2,000.00 he sent to the nephew of the man.
Deception will be around us for the rest of all lives after all deception started thousand of years ago in the Garden of Eden when the serpent, the Devil deceived Adam and Eve to eat the forbidden fruit. God told Adam and Eve not eat the forbidden fruit for once they eat it they will surely die. But the Devil said if you will eat it you will not surely die (Gen.3:4). The Devil deceived them, for Adam and Eve died so with all humanity.
To avoid being deceived we need to be prudent. In the above case scenario, the moral lesson is to consider the risk of using our bank account to clear a cheque from someone especially a stranger.